Under that program, through June 30, 2010 all non-interest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

Please note: Deposits in our Cash Management Checking accounts will continue to have FDIC coverage up to $250,000 per account. The additional coverage under the FDIC Temporary Liquidity Guarantee Program does not apply to the Cash Management Checking balances.